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Transparent Pricing.
No Minimum Terms.
No Hidden Fees.

Take advantage of our industry-leading pricing.

Flat Rate

This model is better for lower volume businesses. One rate (based on transaction type) plus a small monthly fee.

*Best for businesses with a low volume of monthly transactions and doesn't accept many debit cards
Most popular
Interchange Plus

The most transparent pricing model. We bill what the card brands charge plus a small fixed-rate markup and monthly fee.

*This is the most transparent pricing option and is great for businesses of all sizes.
Zero Cost

Also known as dual rate or cash discounting, allows you to pass the fees to your customers by offering a discount on cash.

*Provides predictability on processing costs, but requires the merchant to do additional setup.

Need ACH?

Affordable flat-rate ACH processing can be added to any of our options, for a small additional monthly fee.

Not Sure?

Get in touch with our team of experts and we will make sure you get the best pricing available for your business.

High Risk/CBD?

We have affordable processing solutions for almost every type of business. Get in touch with us and we’ll go over the options!

Large Volume?

We offer custom pricing options for merchants with at least $20,000 monthly volume.

FAQ

Frequently Asked Questions

Nope! With Payclair, there is no application fee, cancellation fee, monthly minimums, or term length commitments.

Interchange plus (also known as “cost plus”) pricing is a transparent way to price payments. With interchange plus pricing, processors take all the bank fees, card brand fees etc, pass them straight through to the merchant, then add a markup (i.e 0.20%) for their fees. So, if you were being charged 0.20% using interchange plus pricing, you would say, I am being charged “interchange plus 20”, which in general is a pretty good deal. The interchange rates are published by Visa and Mastercard.

For most merchants, funds are available the next business day. For merchants using our Passport banking solutions, funds are available same-day. For all other merchants, funds are available 2nd business day.

In many cases, yes! We can reprogram your existing credit card terminals. Let our team know what hardware you're using and we can check if we're compatible.

Yes, we offer Clover Point of Sale to businesses in the Retail and Restaurant industries. Unfortunately, Clover does not allow reprogramming equipment, so new hardware must be purchased through us. 

Due to banking restrictions, we cannot offer Clover to our CBD & High-Risk merchants at this time.

We have direct integrations into most Shopping Carts and POS systems. We also integrate into all versions of QuickBooks.

Getting paid has never been easier.

No matter how your business accepts payments, Payclair has a solution for you.

Retail

Simple, low-cost credit & debit processing with or without a POS system.

Restaurant

Processing designed for restaurants, with or with a POS system.

Online / eCommerce

Use our existing integrations, or build your own with our powerful payment gateway.

On-the-go

Accept payments from anywhere, with or without an internet connection.

Start Accepting Credit Cards Today

We’ll make your credit card processing simple, low cost, and stress free.